Category Archive: Real Estate Insurance

Where to Get Insurance for Landlords and Rehabbers

Where to Get Insurance for Landlords and Rehabbers Landlord friendly property insurance, for fire, disaster, and anything else.  It doesnt matter if your property is vacant or if you are an out of state landlord, the National Real Estate Insurace Group has the coverage that you need, at a price that you can afford. We …

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Why a Commercial Policy Is Better (for your real estate investment properties):

•  Many commercial forms will include coverages such as rental loss and additions and alterations coverage. •  To increase liability on a commercial form from the typical $300,000 to even $2,000,000 is minimal (around $50 per year for the entire contract—regardless of number of units) with most carriers •  The “generic” pollution exclusion found on …

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Insurance and the “Subject to” Dilemma

It is a commonly misunderstood challenge: clarifying the timeless issue of how to properly insure a “subject to” property. The obvious dilemma is the “Due on Sale” (DOS) clause being invoked and the mortgage company calling the note. Though seemingly complex, some common sense rules-of-thumb usually apply. If you (or your entity) own, or have …

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Insurance Issues for the Real Estate Investor

If one of your single-families caught fire last night, are you certain it is insured properly? If a spring storm blew the roof off of your 12-unit apartment building, would you have coverage for your loss-of-rents? Is your subject-to exposure protected? When it comes to insuring your investment properties, it is best to know what …

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Insurance: The Necessary Evil…or is it?

As consumers, let alone real estate investors, we tend to flinch whenever the insurance bill arrives. Many times, for good reason: rates are higher, coverages seem to diminish, and for what? We have never even filed a claim! However, if we stop thinking of our insurance policies as just another drain on our cash-flow and …

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