Oleksandr Rohovnin

Oleksandr is an expert in deep research. He covers various insurance topics across verticals, adopting to every local law.

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Insurance Twisting, Churning, and Sliding: How to Not Let Cunning Agents Twist You Around

Insurance twisting is when an insurance agent intentionally convinces you to switch to an allegedly better insurance policy, although it would only benefit one party – the agent. Simply put, you are deliberately tricked into buying insurance policies that you don’t need.

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Protect Yourself from the Unexpected by Taking Advantage of Umbrella Insurance

With over $1.3 trillion paid in premiums annually, the ever-growing U.S. insurance industry is among the first to recover from the coronavirus pandemic, and not without reason. The core insurance products – health, home, and auto insurance – are considered indispensable by most Americans and are often compulsory. But what about extra insurance, the one […]

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Paving the Way to Your First Insurance Claims Adjuster Job: Step-by-Step Instructions

There are several proven steps you will have to take before you can get your first insurance adjuster job. Without further ado, let’s dig into it.

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Dwelling Coverage: Protecting the Physical Structure of Your House From the Unexpected

Dwelling coverage is arguably the most essential part of any homeowners insurance policy, as it covers not only the physical structure of your building but also the physical structure of the adjacent buildings or structures

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Dissecting Your Homeowners Insurance Declarations Page: Everything You Should Know

Most owners of real estate do not buy houses instantly but rather mortgage them, splitting the total payment into monthly installments and providing the obligatory homeowners insurance to the lender to validate the mortgage contract.

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Losing Your Job-based Health Insurance: Here’s What You Should Do

Half the people go with private health insurance plans – also known as employer-based plans, or job-based health insurance plans – whereas the rest are covered either by Medicare or Medicaid.

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Insurance Risk Reduction Explained

Risk reduction – also known as loss mitigation – allows organizations and individuals to effectively manage the risk of loss they inevitably encounter as they operate in their industry.

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Dental Insurance Fraud: When Your Teeth and Money are at Stake

A slowly but steadily growing average expenditure on dental care insurance leaves no doubt that oral health will remain the top health-related priority among Americans, followed by mental health, exercise, and diet. At the same time, around 3% of healthcare spending is caused by fraud, including dental fraud. Billions of dollars are spent on fraudulent […]

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Ancillary Coverage: Protect Yourself And Employees

With over 92% of Americans having health insurance coverage from either public Medicare, Medicaid, or private insurers, the importance of ancillary services cannot be overestimated. Whether you’re an employer or an employee, knowing ancillary benefits can give you an edge in business or protect you with the non-wage benefits you need. But before we jump […]

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Salvage Title Cars: Is the Game of Repair Worth It?

While the U.S. is known to be the largest exporter of used motor vehicles to developing countries – from 2015 to 2018, over 14 million cars, SUVs, and minibusses were exported to Africa and other low-income countries – a fair portion of those vehicles ended up being re-bought by the Americans themselves. With one of […]

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