American REIA

Fresh articles, news and other insurance oriented content.

Post featured image

Do Homeowners Insurance Policies Include Coverage for Solar Panels?

The popularity of installing solar panels is growing exponentially. Cost savings, many benefits, a significant reduction in utility costs, the ability to resell surplus energy, and good solar panel insurance coverage are the primary reasons why buying a system is profitable. But the total cost of its acquisition and installation remains high – $ 15,000-25,000. […]

Read More

Post featured image

How To Ace A Job Interview As A Disabled Worker

Employment can help individuals with disabilities to be more independent. Having adequate disability insurance in place also enables this. The switch to remote working over the past few years has increased the number of disabled people taking up employment. Forbes reports that between August 2021 and August 2022, there was a rise of 3.1%. Despite […]

Read More

Post featured image

Which rain repellent is best for you and your car?

Rain repellent is a hydrophobic coating applied to the windscreen of your car that prevents water from clinging to the glass and obscuring your vision. Given the relentless horizontal precipitation common to the British Isles, we’d say it’s one of the best upgrades UK motorists can do to their cars. If you’re still on the […]

Read More

Post featured image

How much personal property coverage do I get with renters insurance?

I own some high-priced photography equipment. How much personal property coverage does renters insurance provide? You can get from around $10,000 to $250,000 worth of personal property coverage within your renter’s insurance. How much of it you really need depends on the total worth of your personal possessions, your risk tolerance, and your budget. Price-wise, […]

Read More

Post featured image

Does a red light ticket affect insurance?

I was pulled over for jumping a red light. Will my red light ticket affect my auto insurance rates? Like any other road incident, red light violation (generally considered a more serious violation than a parking or speeding ticket) can increase your auto insurance rates, but it depends on the insurer and your driving record.  […]

Read More

Post featured image

Is home mortgage insurance tax deductible?

This is my first year filing taxes after purchasing a property, and I’m unsure whether mortgage insurance tax is deductible. The legislation of December 20, 2019, makes private mortgage insurance (PMI) – known as mortgage insurance premium (MIP) – deductible and also applies it retroactively for the 2018 and 2019 tax years. American REIAFresh articles, […]

Read More

Post featured image

Does home insurance cover erosion?

I have a hilltop home with a wonderful view of a pond. However, I’m getting concerned that erosion can eventually harm my house. Do homeowners’ policies cover erosion? Erosion isn’t among the listed perils, so most, if not all, homeowners’ policies won’t cover it. However, you can add erosion coverage as an endorsement to your […]

Read More

Post featured image

Do you need renters insurance for an apartment?

My parents advised me to consider purchasing renters insurance. But according to the Internet, it is not legally necessary. Should I buy it? Renters insurance isn’t mandatory by law, but landlords have the right to require renters insurance before they rent out apartments or homes. However, whether your landlord requires renters insurance or not, there […]

Read More

Post featured image

How do you reduce your home insurance premium?

For the past five years, I’ve had my house insured by the same provider. My insurance rate was increased by $300 last month when I received my renewal notice. How can I lower my home insurance premium? First of all, there must be a reason for an increase in your premium. Possible reasons are: You […]

Read More

Post featured image

Do home insurance companies exchange claim information?

The prices for new house insurance that I’m researching are very excessive. Can my history of claims be the reason? Do home insurance providers exchange information about claims? Yes, insurance companies exchange claim information, especially regarding home and auto insurance, so your history of claims can be the reason for the plans and premiums you’re […]

Read More

1 2 3 4