Marian Sahakyan

Marian Sahakyan is a content writer and a journalism graduate from California State University, Long Beach with a background in marketing as well as UI and UX design. Marian’s previous writing and reporting has been featured in several community newspapers throughout Southern California.

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Things To Negotiate When Purchasing A Home

It’s to your benefit to remember that you are the customer when searching for a new home as a home buyer. As a customer, you can often negotiate specific items with a seller on a home that you’re serious about purchasing. Keep reading to unpack seven things you can typically negotiate when purchasing a home. […]

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Reduce Your Retirement Expenses with These 7 Frugal Suggestions

Get your personal finances in order before you jump into retirement. One vital component of a prudent monthly budget during your retirement years is to make sure you’ve eliminated unnecessary expenditures. From relocating to a more economical residence to analyzing your transportation needs, read the thrifty ideas below and explore the items where you can […]

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Top 5 Steps to Take When Involved in a Minor Car Accident

Every single day there are major car accidents and small “fender-benders” occurring all around the world. According to the World Health Organisation (WHO), between 20 to 50 million people suffer non-fatal injuries every year in road traffic accidents. We have probably all witnessed or been involved in some sort of road traffic incident, and even […]

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Top Reasons Why You Need Renter’s Insurance for the Holidays

Renters often think that they don’t need to have insurance because they don’t own the property they live in. However, the truth is far from that, and just because you’re renting doesn’t mean you don’t need to get insurance for your place. You may need renter’s insurance to safeguard against the loss of your possessions and get […]

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Five Ways For Small Businesses To Prepare For Disasters

Imagine all the blood, sweat, tears, and money shed to start a small business. Imagine that a disaster strikes, and all that hard work goes up in flames, washes away in flood, or crumbles to the ground. Natural and artificial disasters will inevitably strike. The Federal Emergency Management Agency (FEMA) estimates that 40-60% of small […]

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Common Consumer Questions About Auto Insurance: What Is Gap Coverage?

When you buy a new car, RV, or light truck, the value of your vehicle begins to depreciate the moment you drive it off the dealer’s lot. The value of a vehicle you buy new can decline by as much as 20% in the first year that you own it — more if you put […]

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5 Benefits of Joining a Professional Insurance Association

You’ve put in the hard work to start your own insurance agency. You have customers who trust you and who give you repeat business. You don’t have many employees, but you have capable and competent producers and support staff on your team. Could you still be missing a critical factor for your continued success? Here’s […]

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How to Avoid Long Term Disability in your Workplace?

A recent article in Benefits Canada identified that 30% of all disability claims now relate to mental illness. If you are an employer in a small business and do not have the resources internally to manage some of these problematic situations, you may need to seek outside help.  Of course, the first step is to […]

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An In-Depth Analysis Of “Pay or Play” Initiatives

Over 61% of Americans get their health insurance from their employers. In CT, it is estimated that 2/3 of residents get their health insurance from their employers (OHCA 2004 Small Employer Health Insurance Survey, 2004). Additionally, the majority of the uninsured in CT today have at least one person in the family working (79%), and […]

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The Total Loss Process (Simplified)

It is safe to say that insurance is a somewhat complicated subject, and most people struggle with understanding the ins and outs of making claims. For this reason, we have gathered together a “The Policyholder Survival Guide” to explain in plain and simple language how the claims process works and how you can calculate the […]

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