Victoria Berezhetska What Cadillac XTS‘s Features Are Important To Know for Auto Insurance Consumers?
- Vehicle’s safety features: Advanced technologies reduce accidents. Lower accident rates mean lesser insurance claims.
- Anti-lock brakes
- Stability control
- Forward-collision warning
- Vehicle cost: High-priced cars lead to larger accident claims. Expensive, luxury vehicles like Cadillac XTS increase insurance cost.
- Car age: New cars get more expensive insurances. Their parts are costlier to replace.
- Driver's Personal information: Underwriters look at factors such as:
- Driving record
- Age
- Residential location
- Average annual mileage: More driving can boost the insurance price. Drivers who use their Cadillac XTS on the regular will pay more.
- Past claims history: A history of claims can up the cost.
- Previous accidents
- Insurance fraud involvement
Final rates may also vary depending on the specific insurance policy and company. It is useful to shop around before making a decision.
Main Factors Affecting Cadillac XTS‘s Insurance Cost
The Cadillac XTS is a luxury sedan. It offers a spacious, comfortable interior. Under the hood, a V6 engine powers the XTS. Its engine produces 304 horsepower. There's an optional turbocharged V6. It boosts power to 410 HP.
The XTS prioritizes safety. It boasts a five-star overall safety rating. Advanced safety features include forward collision alert. Lane departure warning is also available.
The XTS features a CUE infotainment system. It has an 8-inch touch screen. Apple CarPlay and Android Auto are standard.
Fuel economy is decent. It delivers 19 mpg in the city and 28 on the highway.
The XTS's resale value is average. It depreciates faster than competitors. Therefore, leasing might be a better option.
Maintenance costs for the XTS are higher than average. Regular service visits are necessary for optimal performance. Insurance providers should consider all these factors.
How To Get Cadillac XTS Insurance Quotes?
Ensure your Cadillac XTS stays protected by filling out our insurance form. Discover competitive quotes tailored to your needs. Easily order insurance online or receive specialized assistance. Secure your Cadillac XTS's future now and enjoy worry-free drives for years to come. Don't delay, your Cadillac deserves the best coverage today.
Victoria is a Senior Content Writer at American REIA. She helps customers find the right educational material through easily-digestible blog posts and buying guides backing their insurance coverage choice. Victoria covers the latest industry news and various insurance topics, including auto, home, health, and life insurance.
