Kia Niro Car Insurance

November 1, 2023

What Kia Niro‘s Features Are Important To Know for Auto Insurance Consumers?

• The average cost of insurance depends on the model and year of the vehicle.
• Kia Niro 2017 model's average insurance cost is $131 per month.
• The Niro's plug-in hybrid trim can raise insurance premiums.

1. Car specifications affect insurance:
- Kia Niro is a compact SUV.
- It's recognized for safety features.
- Lower risk models may reduce insurance costs.

2. Driver's age and location impact cost:
- Young drivers often pay more.
- Living in high-traffic areas can increase premiums.

3. The driver's driving record is considered:
- Accidents or traffic violations raise costs.
- A clean record can earn discounts.

4. Credit history influences premiums:
- Bad credit can raise insurance rates.
- Good credit may reduce costs.

5. Insurance coverage level matters:
- Choosing higher coverage amounts increases the cost.
- Older models might require less coverage.

6. Security features can lower rates:
- The Niro comes with advanced safety features.
- These may qualify for insurance discounts.

7. Frequency of use affects rates:
- Commuting long distances daily can raise premiums.
- Occasional use might reduce costs.

Main Factors Affecting Kia Niro‘s Insurance Cost

The Kia Niro holds a five-star safety rating from the NHTSA. This hybrid model has exceptional fuel efficiency at an average of 52 MPG. It's equipped with Drivewise, an advanced driver-assistance system. Some standard features include blind-spot detection and forward collision-avoidance assist. Additionally, there's rear cross-traffic alert and lane-keeping assist. Its fuel economy adds to its environmental credentials. Moreover, it has wireless phone charging capabilities. The model also comes with Apple CarPlay and Android Auto. For luxury, the Niro offers heated and ventilated front seats. For families' convenience, it also has a spacious cargo area. Plus, it comes with a 10-year/100,000-mile powertrain warranty. As an all-around car, it offers a comfortable ride, which further enhances its appeal.

How To Get Kia Niro Insurance Quotes?

Experience the convenience of obtaining Kia Niro insurance online. Simply complete the form on our website. Grab quotes fast and straightforward. Opt to order coverage or ask for specialist assistance. Start your seamless journey to safeguarding your Kia Niro now.

Victoria Berezhetska

Victoria is a Senior Content Writer at American REIA. She helps customers find the right educational material through easily-digestible blog posts and buying guides backing their insurance coverage choice. Victoria covers the latest industry news and various insurance topics, including auto, home, health, and life insurance.

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