Victoria Berezhetska The Nissan pickup lineup consists of three models: the budget-friendly Frontier and two variations of the Titan – the regular Titan and the XD.
The key differences between the Titan and Titan XD are their size, load capacities, and equipment. While the Titan is available with 4×2 drive or 4×4 (optional), the XD has only all-wheel drive. The same is true for cabs: the junior model offers a choice between standard and shortened cabs, while the XD comes in a single variant.
However, both models are on par when it comes to engines. They have 5.6L, 8-cylinder engines with 400 horsepower. Such power is sufficient for off-road adventures and work purposes, like farming or hauling heavy loads (or even full-size trailers).
Factors Influencing Nissan Titan Car Insurance Cost
Every vehicle, especially a working pickup, must be insured against various risks. However, insurance costs can add up, especially considering the nature of the vehicle. The insurance price depends on the following:
- The owner’s driving experience, age, and driving/payment history
- The region of registration and residence/movement
- The number of drivers operating the vehicle
- The vehicle’s manufacturing date, technical condition, etc.
- The policy of the insurance provider
Keep in mind that the minimum coverage policy only covers a specific portion of potential risks. To ensure maximum protection for your vehicle, choose the appropriate types of insurance.
Nissan Titan XD Car Insurance: Calculating Potential Annual Rates
Prices may vary depending on the car’s modification and year of production.
For Titan XD, the current rates are:
| Production Year | Average Annual Insurance Rate |
|---|---|
| 2023 | $1,970 |
| 2022 | $1,858 |
| 2021 | $1,830 |
| 2020 | $1,808 |
| 2019 | $1,766 |
| 2018 | $1,756 |
| 2017 | $1,630 |
| 2016 | $1,566 |
For the regular Titan, the current rates are:
| Production Year | Average Annual Insurance Rate |
|---|---|
| 2023 | $1,746 |
| 2022 | $1,750 |
| 2021 | $1,722 |
| 2020 | $1,700 |
| 2019 | $1,660 |
| 2018 | $1,578 |
| 2017 | $1,524 |
| 2016 | $1,450 |
| 2015 | $1,408 |
| 2014 | $1,374 |
| 2013 | $1,344 |
| 2012 | $1,298 |
| 2011 | $1,254 |
| 2010 | $1,230 |
However, these are average prices, so you may need an expert’s help to calculate the insurance cost for your specific car modification and region.
Fill out the form to get detailed information on the insurance cost for your Titan/Titan XD from American Reia representatives.
Victoria is a Senior Content Writer at American REIA. She helps customers find the right educational material through easily-digestible blog posts and buying guides backing their insurance coverage choice. Victoria covers the latest industry news and various insurance topics, including auto, home, health, and life insurance.
