Toyota Highlander Car Insurance

November 9, 2023

What Toyota Highlander‘s Features Are Important To Know for Auto Insurance Consumers?

• Vehicle factors:
1. Car value: New vehicles are more expensive to replace or repair.
2. Safety ratings: High safety scores can reduce premiums.
3. Theft rate: Models with higher theft rates have greater premiums.

• Driver factors:
4. Age: Young or inexperienced drivers have higher rates.
5. Location: Urban areas with high traffic carry greater risk.
6. Driving history: Insurance is higher for people with accidents or violations.

• Insurance factors:
7. Policy deductibles: Lower deductibles lead to higher premiums.
8. Coverage limits: More extensive coverage increases cost.
9. Claim history: Frequent claims can cause a rate increase.
10. Credit score: A poor credit score can increase premiums.

Main Factors Affecting Toyota Highlander‘s Insurance Cost

The Toyota Highlander is a mid-size SUV. It features seven to eight-seat configurations. Standard features include a rearview camera, adaptive cruise control, and forward-collision warning. Collision-avoidance features help keep insurance costs down. Toyota's Safety Sense package also includes lane-keep assist and auto high-beam headlights. The Highlander is available with both petrol and hybrid powertrains. Its fuel economy is rated at up to 36 mpg for hybrid models. The model's combined crash-test score from IIHS is "Good". Base models start at $34,810 and fully-equipped versions can reach $50,315. The vehicle's five-year cost of ownership is estimated at $35,330. This figure helps insurers calculate premiums. Lastly, the Highlander is one of the top-selling midsize SUVs, making parts easy to find and repairs less expensive during a claim.

How To Get Toyota Highlander Insurance Quotes?

The Toyota Highlander is a reliable car. High-tech features may impact its insurance rates. Uncover your rates by filling out our insurance form. You'll get instant auto insurance quotes. You can order insurance online or get help from our specialists. You're one step away from securing protection for your Highlander. Fill it out now.

Victoria Berezhetska

Victoria is a Senior Content Writer at American REIA. She helps customers find the right educational material through easily-digestible blog posts and buying guides backing their insurance coverage choice. Victoria covers the latest industry news and various insurance topics, including auto, home, health, and life insurance.

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