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Boat Insurance: Definition & Types

Boat insurance is intended to safeguard the vessel and its commuters from accidents and other unexpected events. The policies may differ depending on the specific power limit and the boat class. Most of them guarantee year-round coverage and typically shield the craft from acts of vandalism, theft, fire, and storm throughout the off-season. Boat insurance […]

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What is a Car Insurance & How Does it Work

Clients tend to look for additional benefits that go beyond cheap car insurance options. For instance, it can be a sense of social protection and welfare that often seems unattainable unless it comes with a price. And this price varies when it comes to shopping for auto insurance in particular. What is a Car Insurance? […]

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Understanding the Consequences of Drunk and Impaired Driving: The Difference Between DWI and DUI

The DUI and DWI terms tend to cause a lot of confusion in the general population. But it is only natural because federal laws offer no clear distinction between the two. When looking up DUI, you may also find other criminal offense names like DWI, OVI, or OWI. In essence, they all are synonymous terms […]

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Personal Watercraft Insurance 101: Everything You Need to Know About Safeguarding Your PWC

There is nothing like a cool sea spray on a hot summer day while you are cutting through waves on your favorite jet ski. It’s at times like this when you immerse yourself in a relaxing atmosphere of gliding across the water. And it makes you turn a blind eye to all the related threats. […]

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A Complete Guide to Buying a Car With a Rebuilt Title

When shopping around for a used automobile, buyers need to consider various aspects like the original damages and the outcome of the initial inspection. It is no secret that buying a rebuilt car can be tricky. But getting the right coverage can be even more problematic.  Before we go any further, you need to be […]

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Top 5 Steps to Take When Involved in a Minor Car Accident

Every single day there are major car accidents and small “fender-benders” occurring all around the world. According to the World Health Organisation (WHO), between 20 to 50 million people suffer non-fatal injuries every year in road traffic accidents. We have probably all witnessed or been involved in some sort of road traffic incident, and even […]

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Penalties and sanctions uninsured Connecticut drivers should be aware of to stay safe

Owning active automobile insurance is an essential requirement for driving legally in Connecticut. The state has comparatively severe sanctions and fines for illegal driving. For this reason, it is crucial to ensure that you fulfill the minimum insurance standards when it comes to safeguarding your automobile.  Base Level Of Coverage Required In Connecticut According to […]

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Common Consumer Questions About Auto Insurance: What Is Gap Coverage?

When you buy a new car, RV, or light truck, the value of your vehicle begins to depreciate the moment you drive it off the dealer’s lot. The value of a vehicle you buy new can decline by as much as 20% in the first year that you own it — more if you put […]

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Uninsured Illinois Automobile Owners Will Face Severe Sanctions

State regulations and penalties in the United States differ when it comes to uninsured driving. As for Illinois, around 12% of local car owners did not have active insurance in 2019. However, choosing to go uninsured in Illinois might lead to substantial fees and strict sanctions.  Minimum Insurance Degree Required By The State Legislation Like […]

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The Total Loss Process (Simplified)

It is safe to say that insurance is a somewhat complicated subject, and most people struggle with understanding the ins and outs of making claims. For this reason, we have gathered together a “The Policyholder Survival Guide” to explain in plain and simple language how the claims process works and how you can calculate the […]

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