With over $1.3 trillion paid in premiums annually, the ever-growing U.S. insurance industry is among the first to recover from the coronavirus pandemic, and not without reason. The core insurance products – health, home, and auto insurance – are considered indispensable by most Americans and are often compulsory. But what about extra insurance, the one […]
If an employee is going off on disability due to mental illness, Carmen Bellows, a SunLife Health Consultant for Group Disability, stated, “to break down silos and forge relationships with everyone providing care is important to avoid confusion and progress in getting someone back to work.” As insurers, income replacement is essential to minimize the […]
There are several proven steps you will have to take before you can get your first insurance adjuster job. Without further ado, let’s dig into it.
The majority of people are blissfully unaware of the risks associated with becoming either permanently or temporarily disabled. That also implies the importance of having disability insurance and the resources to cover their expenses for months or even years if they cannot work due to an illness or injury. It’s not uncommon for employees to […]
Half the people go with private health insurance plans – also known as employer-based plans, or job-based health insurance plans – whereas the rest are covered either by Medicare or Medicaid.
A slowly but steadily growing average expenditure on dental care insurance leaves no doubt that oral health will remain the top health-related priority among Americans, followed by mental health, exercise, and diet. At the same time, around 3% of healthcare spending is caused by fraud, including dental fraud. Billions of dollars are spent on fraudulent […]
With over 92% of Americans having health insurance coverage from either public Medicare, Medicaid, or private insurers, the importance of ancillary services cannot be overestimated. Whether you’re an employer or an employee, knowing ancillary benefits can give you an edge in business or protect you with the non-wage benefits you need. But before we jump […]
Did you decide to leave your job but keep worrying about losing your group health plan? Getting another position sometimes means dealing with a short waiting period. The good news is that you can remain on your employer-provided coverage under COBRA. California residents get to use two types of continuation coverage: the federal version of […]
Most people will face a severe illness of some sort during their life. Some diseases may be temporary and overcome with treatment, such as cancer which is treatable with radiation. Some conditions may be chronic and incurable, such as multiple sclerosis, affecting the ability to perform daily activities. While the likelihood of having this type […]
If you are a senior traveler planning your trip to AU, you need to define your needs and consult with several travel insurance companies.
