Health Insurance Information

Post featured image

How Does Disability Insurance Work

Most people will face a serious illness of some sort during their life. Some illnesses may be temporary and overcome with treatment, such as cancer that is treatable with radiation. Some conditions may be chronic and incurable, such as multiple sclerosis that affects the ability to perform daily living activities. Because the likelihood of having […]

Read More

Post featured image

Dependent Coverage Explained: When It’s Time to Take Adult Kids Off Your Family Health Plan

Every parent is concerned about a child’s well-being and health. That is why it is common for parents to add their kids as dependents and provide them the much-needed security. But when the right time comes, grown-up kids have to be taken off their parent’s plan. So, when do adult kids age off their family […]

Read More

Post featured image

As an Employer Do You Know How to Manage an Employee Going on a Disability Claim?

If an employee is going off on disability due to mental illness, Carmen Bellows, a SunLife Health Consultant for Group Disability stated “to break down silos and forge relationships with everyone providing care is important to avoid confusion and progress in getting someone back to work”. As insurers, income replacement is important to minimize the […]

Read More

Post featured image

Enrollment for health insurance is now open in California

Health insurance enrollment has been recently re-opened in the state of California. This time, the government is offering significantly lower premiums. The price is generally decreased by $1,000 and even more in specific cases. The state exchange typically provides access to insurance once a year. The Coronavirus relief package signed recently by President Biden made it […]

Read More

Post featured image

How to Avoid Long Term Disability in your Workplace?

A recent article in Benefits Canada identifies 30% of all disability claims now relate to mental illness. If you are an employer in small business and do not have the resources internally to manage some of these difficult situations, you may need to find some outside help. Of course, the first step is to address […]

Read More

Post featured image

Analysis of “Pay or Play”Initiatives

Prepared by: Beverley Brakeman – for C-E-O.net Over 61% of Americans get their health insurance from their employers. In CT, it is estimated that 2/3 of residents get their health insurance from their employers (OHCA 2004 Small Employer Health Insurance Survey, 2004). Additionally, the majority of the uninsured in CT today have at least one person […]

Read More

Post featured image

About Umbrella Insurance Policies

Umbrella insurance provides extra coverage to the policyholder when they are involved in a pending lawsuit dealing with injuries or damage that they caused. In the event that the lawsuit is more than the liability limits on the policyholders home, boat or vehicle insurance, then umbrella insurance becomes necessary. Most umbrella policies provide coverage of […]

Read More

Post featured image

The Ins and Outs of COB Approach: Is It Legal to Have Dual Health Insurance?

Using the current insurance coverage to the best advantage is what any individual anticipates. But what if it was possible to double the value? Today, working people with no active health insurance are rarely encountered. It explains why employer-provided coverage is one of the notorious insurance types nationwide. For instance, 55.4% of policyholders had this […]

Read More

Post featured image

The Intricacies of Health Protection in the US: Is It Legal to Not Have Health Insurance in 2021?

Health insurance supports policyholders and allows them to afford protection from health-related risks and various injuries.  When you purchase a healthcare plan, you expect to get the most out of it, especially if you have medical problems. That is why statistically, people with health issues tend to buy policies more often.  Does it mean that […]

Read More

Post featured image

The CEO of Medibank Craig Drummond Explains Why Private Healthcare Is on the Rise in Time of Pandemic

01 March 2021 News. As a result of COVID, people have never been more aware, conscious of their fine personal health and well-being. And as a result of stress on government budgets, we also see a bit of funding stress, I suspect, on a public health system in Australia. Widely selective surgical whitelists are blowing […]

Read More

Popular Articles