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Undergoing A Rhinoplasty Surgery: Will Your Insurance Pay For A Deviated Septum?

The growing interest in functional and cosmetic rhinoplasty raises numerous insurance coverage questions. Most policyholders wonder whether their health insurance can pay for all the aspects of such a surgery. And it is only natural since nose reshaping keeps leading the list of the top surgical procedures in the United States. Before undergoing rhinoplasty surgery, […]

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Cal-COBRA vs. Federal COBRA: Principal Differences and How Each Program Works in CA

Did you decide to leave your job but keep worrying about losing your group health plan? Getting another position sometimes means dealing with a short waiting period. The good news is that you can remain on your employer-provided coverage under COBRA. California residents get to use two types of continuation coverage: the federal version of […]

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Continuation Coverage Explained: Understanding the Duration of COBRA Coverage and Its Peculiarities

Fear of losing a job goes hand in hand with the fear of losing health coverage. But there is no need to worry — COBRA has got you covered. It is no secret that all former employees have to qualify for this continuation option. Even so, it remains an excellent alternative that can help you […]

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Extending Your Health Coverage: How to Get COBRA Health Insurance After Quitting Your Job

Getting fired can take you by surprise, but making a decision to quit implies having a plan in place.  It is no secret that both of these options require dealing with health insurance continuation. Without it, severe disease or a bad accident can cost you a pretty penny. And even a minor health issue is […]

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Getting a Nose Job: Primary Reasons for Rhinoplasty, Coverage Requirements, and Limitations

Some aesthetic and medical surgeries can seem prohibitively expensive. That is why patients often rely on their insurance plans, hoping that they will not have to bear all the costs. Providers, however, hardly ever consider aesthetic reasons to be qualifying conditions for insurance coverage. Sadly, the same applies to such procedures as rhinoplasty. If you […]

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Reduce Your Retirement Expenses with These 7 Frugal Suggestions

Get your personal finances in order before you jump into retirement. One vital component of a prudent monthly budget during your retirement years is to make sure you’ve eliminated unnecessary expenditures. From relocating to a more economical residence to analyzing your transportation needs, read the thrifty ideas below and explore the items where you can […]

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How Does Disability Insurance Work

Most people will face a serious illness of some sort during their life. Some illnesses may be temporary and overcome with treatment, such as cancer that is treatable with radiation. Some conditions may be chronic and incurable, such as multiple sclerosis that affects the ability to perform daily living activities. Because the likelihood of having […]

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Dependent Coverage Explained: When It’s Time to Take Adult Kids Off Your Family Health Plan

Every parent is concerned about a child’s well-being and health. That is why it is common for parents to add their kids as dependents and provide them the much-needed security. But when the right time comes, grown-up kids have to be taken off their parent’s plan. So, when do adult kids age off their family […]

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As an Employer Do You Know How to Manage an Employee Going on a Disability Claim?

If an employee is going off on disability due to mental illness, Carmen Bellows, a SunLife Health Consultant for Group Disability, stated, “to break down silos and forge relationships with everyone providing care is important to avoid confusion and progress in getting someone back to work.” As insurers, income replacement is essential to minimize the […]

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Enrollment For Health Insurance Is Now Open In California

Health insurance enrollment has been recently re-opened in the state of California. This time, the government is offering significantly lower premiums. The price is generally decreased by $1,000 and even more in specific cases. The state exchange typically provides access to insurance once a year. The Coronavirus relief package signed recently by President Biden made it […]

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