Get your personal finances in order before you jump into retirement. One vital component of a prudent monthly budget during your retirement years is to make sure you’ve eliminated unnecessary expenditures. From relocating to a more economical residence to analyzing your transportation needs, read the thrifty ideas below and explore the items where you can […]
Most people will face a serious illness of some sort during their life. Some illnesses may be temporary and overcome with treatment, such as cancer that is treatable with radiation. Some conditions may be chronic and incurable, such as multiple sclerosis that affects the ability to perform daily living activities. Because the likelihood of having […]
Every parent is concerned about a child’s well-being and health. That is why it is common for parents to add their kids as dependents and provide them the much-needed security. But when the right time comes, grown-up kids have to be taken off their parent’s plan. So, when do adult kids age off their family […]
If an employee is going off on disability due to mental illness, Carmen Bellows, a SunLife Health Consultant for Group Disability, stated, “to break down silos and forge relationships with everyone providing care is important to avoid confusion and progress in getting someone back to work.” As insurers, income replacement is essential to minimize the […]
Health insurance enrollment has been recently re-opened in the state of California. This time, the government is offering significantly lower premiums. The price is generally decreased by $1,000 and even more in specific cases. The state exchange typically provides access to insurance once a year. The Coronavirus relief package signed recently by President Biden made it […]
A recent article in Benefits Canada identified that 30% of all disability claims now relate to mental illness. If you are an employer in a small business and do not have the resources internally to manage some of these problematic situations, you may need to seek outside help. Of course, the first step is to […]
Over 61% of Americans get their health insurance from their employers. In CT, it is estimated that 2/3 of residents get their health insurance from their employers (OHCA 2004 Small Employer Health Insurance Survey, 2004). Additionally, the majority of the uninsured in CT today have at least one person in the family working (79%), and […]
Using the current insurance coverage to the best advantage is what any individual anticipates. But what if it was possible to double the value? Today, working people with no active health insurance are rarely encountered. It explains why employer-provided coverage is one of the notorious insurance types nationwide. For instance, 55.4% of policyholders had this […]
Health insurance supports policyholders and allows them to afford protection from health-related risks and various injuries. When you purchase a healthcare plan, you expect to get the most out of it, especially if you have medical problems. That is why statistically, people with health issues tend to buy policies more often. Does it mean that […]
As an aftershock of the COVID-19 pandemic, people have become more aware and conscious of their health and well-being. As a result of stress on government budgets and funding, we also see a bit of funding stress on a public health system in Australia. Widely selective surgical whitelists are blowing up, making the private healthcare […]
