Home Insurance

Things To Negotiate When Purchasing A Home

Things To Negotiate When Purchasing A Home

It’s to your benefit to remember that you are the customer when searching for a new home as a home buyer. As a customer, you can often negotiate specific items with a seller on a home that you’re serious about purchasing. Keep reading to unpack seven things you can typically negotiate when purchasing a home. […]

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Understanding Flood Zones: How to Check Flood Zone Maps and Safeguard Your Home

Understanding Flood Zones: How to Check Flood Zone Maps and Safeguard Your Home

Every house owner eventually faces the risk of flooding. And it is only natural to wonder if your house is in a flood zone and whether it is possible to prevent your home from flooding. Assessing the risks and examining the area can help you be prepared should this natural disaster strike. U.S. citizens are […]

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Navigating Homeowners Associations: Understanding How HOAs Work and Ways They Can Impact Your Insurance Needs

Navigating Homeowners Associations: Understanding How HOAs Work and Ways They Can Impact Your Insurance Needs

HOAs are generally created by and within the neighborhoods of privately owned houses or condominiums. As mentioned before, HOA is a type of community association, which is a general term for various union forms.

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How Renters Insurance Can Help You Deal With Theft

How Renters Insurance Can Help You Deal With Theft

If you ever experienced a theft or robbery, you are familiar with the feeling. Such experience often triggers regret and anger. And as a result, people feel the need to enhance the protection of their property.  With 6.92 million property crime cases reported countrywide in 2019, it is only fair for people to feel concerned […]

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Essential Tips On House Hunting: Questions To Ask When Buying A House

Essential Tips On House Hunting: Questions To Ask When Buying A House

Buying a house for the first time can be tricky but not as tricky as finding the right one. If you are a first-time homebuyer, remember that shopping for a house implies a total devotion to the process. It requires accurate assessment, research, and careful preparation. At some point, you might find yourself pondering whether […]

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Eliminating The Confusion Over Manufactured Or Mobile Homes

Eliminating The Confusion Over Manufactured Or Mobile Homes

It is common for people to believe that a standard homeowners insurance policy can cover any housing, including a mobile home. However, policies differ depending on the housing specifics and features. Shopping around for the right policy that can cover your mobile home is a wise choice. In this case, utilizing quote comparison tools can […]

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How Does Homestead Exemption Work In Florida? A Look At The State’s Property Tax Exemption

How Does Homestead Exemption Work In Florida? A Look At The State’s Property Tax Exemption

If you contemplate whether you should buy a Florida property, then the Florida homesteading law is the place to start.  It is common for states to increase taxes and for individuals to look for a way to minimize their financial liabilities. Since taxes tend to add up, especially in states like Florida, there is a […]

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