Insurance twisting is when an insurance agent intentionally convinces you to switch to an allegedly better insurance policy, although it would only benefit one party – the agent. Simply put, you are deliberately tricked into buying insurance policies that you don’t need.
State regulations and penalties in the United States differ when it comes to uninsured driving. As for Illinois, around 12% of local car owners did not have active insurance in 2019. However, choosing to go uninsured in Illinois, even if you feel like saving on the ever-increasing car insurance could be a good decision, might […]
Navigating an insurance policy can be challenging, especially if you incur a significant loss. It is no secret that policies can be confusing. Apart from that, insurance providers often exercise their right to deny claims. But what makes things worse is that some providers do that to maximize their profits. The outcome of such cases […]
Purchasing an insurance policy can make you feel safe and protected against various risks. But while you do not obtain a financial advantage in return for the premiums you pay, the moral benefits offset the risk expectation. Let’s be honest: insurance companies are in this business for money and not your moral benefits. That is […]
Employment can help individuals with disabilities to be more independent. Having adequate disability insurance in place also enables this. The switch to remote working over the past few years has increased the number of disabled people taking up employment. Forbes reports that between August 2021 and August 2022, there was a rise of 3.1%. Despite […]
Risk reduction – also known as loss mitigation – allows organizations and individuals to effectively manage the risk of loss they inevitably encounter as they operate in their industry.
Rain repellent is a hydrophobic coating applied to the windscreen of your car that prevents water from clinging to the glass and obscuring your vision. Given the relentless horizontal precipitation common to the British Isles, we’d say it’s one of the best upgrades UK motorists can do to their cars. If you’re still on the […]
Imagine a peaceful morning. You’re walking to the office, enjoying the fresh air and a light, refreshing drizzle foreshadowing a productive day. As calm as can be, you know nothing about the insidious cobblestone willing to knock you down. You’re about to enter the office building, suddenly slipping on one of the last wet cobbles. […]
Mobile phones aren’t getting cheaper – you may have to spend hundreds of dollars on replacing a screen or hardware unless you possess an adequate type and amount of mobile phone insurance. Moreover, you may even file a claim on the go if you have a mobile insurance app installed on your device. Insurance through […]
The average American home contains 300,000 items, with over 84% of homeowners seeing their dwelling as disorganized and even chaotic. Old furniture, books, photos, and other valuables — sometimes the emotional attachment is too strong to dump or sell things you no longer need, so you decide to keep them in a storage unit. There […]