Questions

How Is the Cost of Home Insurance Determined?

How Is the Cost of Home Insurance Determined?

I am planning to purchase home insurance for the first time, but I have no idea how much it will cost and how much of it I need. How do you determine the cost of your home insurance? Your home insurance cost depends on location, credit score, type of coverage, and many more factors. For […]

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How Much Does Home Warranty Insurance Cost?

How Much Does Home Warranty Insurance Cost?

I would like to know if I should buy warranty insurance for my home. How much does it cost? Your home warranty can help you repair your major appliances or other home systems – for example, HVAC and plumbing systems, washer, dryer, dishwasher, oven, refrigerator, etc. – if they break down. Note that your basic […]

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What Deductible Should I Select for My Home Insurance?

What Deductible Should I Select for My Home Insurance?

I just bought my first home, and I am worried about all the different types of insurance I will have to buy. What deductible should I choose for my home insurance? Deductibles work as follows: For instance, if you needed to pay $3,000 for a home repair and had a $1,000 deductible, you would pay […]

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How Far Back Do Insurance Companies Check Driving Records?

How Far Back Do Insurance Companies Check Driving Records?

I’m considering changing my insurance, but I’d like to know how far back into your driving history an insurance company can look when giving you a quote. Insurance companies often look back from 3 to 5 years to assess your risk as a driver. A speeding ticket, road accident, or other violation will likely increase […]

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Does Home Insurance Cover Structural Damage?

Does Home Insurance Cover Structural Damage?

I bought my first house about a year ago, and I’m still wondering whether my home insurance will cover structural damage. Only structured damage caused by a covered peril will be covered. For example, a fire following an act of arson is usually covered, whereas earthquakes and floods require endorsements. Likewise, tree roots, settling, shrinking, […]

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How to find the cheapest car insurance in California for teen drivers?

How to find the cheapest car insurance in California for teen drivers?

Could you tell me which car insurance providers are available in California? I need to find the cheapest teen car insurance. You can get quotes from many different auto insurance providers, including teen auto insurance providers, on American REIA. Go ahead and ask for a quote. Here are a few key points to note, though. […]

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What Should I Do if My Auto Insurance Provider Ignores Me after I File a Claim?

What Should I Do if My Auto Insurance Provider Ignores Me after I File a Claim?

After a no-fault accident, it looked like I was going to have to wait until the police finished investigating before my insurer would authorize my claim. I got the report 2 weeks after the deadline because of mistakes on the side of the police. I called my insurance company…and they never got back to me. […]

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Can a Landlord Require Renters Insurance in California?

Can a Landlord Require Renters Insurance in California?

I’ve applied for an apartment in Santa Monica and found out I’m not eligible unless I have renters insurance. Can a landlord demand renters insurance in California? Landlords can require insurance from renters, but no law requires them to do so in California. In other words, it’s up to your landlord whether to require renter […]

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What Happens to Home Insurance When Someone Passes Away?

What Happens to Home Insurance When Someone Passes Away?

My mom passed away recently, and I’m wondering what will happen to her policy. We’re sorry for your loss. When someone passes away, the homeowner’s insurance must be canceled. What you have to do in the first place is notify your mother’s insurance company that she passed away (a death certificate will likely be required). […]

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Will My Home Insurance Cover a Bat Infestation?

Will My Home Insurance Cover a Bat Infestation?

Our attic has bats in it, and we want them gone. I keep hearing these weird noises, and I’m a bit freaked out about it. Will my home insurance cover a bat infestation? Home insurance usually doesn’t cover your house’s regular upkeep, nor does it cover age or neglect. But then again, it depends on […]

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