I bought my first house about a year ago, and I’m still wondering whether my home insurance will cover structural damage. Only structured damage caused by a covered peril will be covered. For example, a fire following an act of arson is usually covered, whereas earthquakes and floods require endorsements. Likewise, tree roots, settling, shrinking, […]
Could you tell me which car insurance providers are available in California? I need to find the cheapest teen car insurance. You can get quotes from many different auto insurance providers, including teen auto insurance providers, on American REIA. Go ahead and ask for a quote. Here are a few key points to note, though. […]
After a no-fault accident, it looked like I was going to have to wait until the police finished investigating before my insurer would authorize my claim. I got the report 2 weeks after the deadline because of mistakes on the side of the police. I called my insurance company…and they never got back to me. […]
I’ve applied for an apartment in Santa Monica and found out I’m not eligible unless I have renters insurance. Can a landlord demand renters insurance in California? Landlords can require insurance from renters, but no law requires them to do so in California. In other words, it’s up to your landlord whether to require renter […]
My mom passed away recently, and I’m wondering what will happen to her policy. We’re sorry for your loss. When someone passes away, the homeowner’s insurance must be canceled. What you have to do in the first place is notify your mother’s insurance company that she passed away (a death certificate will likely be required). […]
Our attic has bats in it, and we want them gone. I keep hearing these weird noises, and I’m a bit freaked out about it. Will my home insurance cover a bat infestation? Home insurance usually doesn’t cover your house’s regular upkeep, nor does it cover age or neglect. But then again, it depends on […]
When I was little, a tornado destroyed my family’s home. Watching our claims adjuster work with my parents made me want to become a claim adjuster to impact people’s lives. As tragic as your story is, it’s great that a claims adjuster inspired you. To become a claims adjuster, you will need: A high school […]
Knowing the types of car insurance coverage before you buy a new car or finalize your policy is crucial. Auto insurance offers a series of policies that are designed to help protect you if you’re in an accident or your auto is damaged. Some types of insurance coverage are required to ensure legal protection, while […]
Car insurance can be expensive, but it is possible to save on it if you know what affects the premium. The main pricing factors are annual mileage, driving record, history of claims, credit history, the make and model of the vehicle, its age, whether the driver is married, has children, and more. Here are the […]
