Does a red light ticket affect insurance?

September 27, 2023

I was pulled over for jumping a red light. Will my red light ticket affect my auto insurance rates?

Like any other road incident, red light violation (generally considered a more serious violation than a parking or speeding ticket) can increase your auto insurance rates, but it depends on the insurer and your driving record. 

Some insurers are more lenient towards minor incidents, whereas others consider running a red light violation serious enough to increase the driver’s insurance premium. But then again, statistically speaking, most insurers will not increase your premium because of a traffic light ticket.

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