Does Car Insurance Cover Electrical Problems?

September 27, 2023

I’ve been having problems with my car radio lately. Will my auto insurance cover electrical issues?

Whether your insurance will cover the damage depends on the source of the damage. Standard car insurance does not cover everyday maintenance (which corroded wiring likely is unless caused by a peril) and routine repairs, such as changing or fixing your tire, brakes adjustment, and window repairs. On the other hand, if the electrical issues result from a covered peril – for example, fire or vandalism – they may be covered by your policy.

american reia logo

Fresh articles, news and other insurance oriented content.

Get Auto Insurance Quotes

Learn more about insurance
American REIA