I’m trying to calculate how much I owe in property taxes and homeowner’s insurance on top of my monthly mortgage payment. How are property taxes and insurance determined?
The cost of insurance (monthly or annual premium) depends on many factors, including your location, credit score, claim history, marital status, type of house, and many more.
The amount of property tax depends on the appraised or market value of your home and your state and local property tax rate.
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