How Much Is Renters Insurance in California?

September 27, 2023

I’m thinking about moving to California. How much is renters insurance there?

The average cost of renters insurance in California – calculated for $100,000 in liability coverage, $20,00 in personal property coverage, and a $500 deductible – is about $20 per month, or $240 per year. It is 50% more than the country’s average, making renters insurance in California one of the most expensive in the United States.

Renters insurance is not required by law in California, but landlords have the right to demand it before renting their property. It’s a good idea to have renters insurance because landlords are not liable for any damages to your personal belongings on the rented property.

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