Is home mortgage insurance tax deductible?

September 27, 2023

This is my first year filing taxes after purchasing a property, and I’m unsure whether mortgage insurance tax is deductible.

The legislation of December 20, 2019, makes private mortgage insurance (PMI) – known as mortgage insurance premium (MIP) – deductible and also applies it retroactively for the 2018 and 2019 tax years.

American REIA

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.saboxplugin-authorname{font-size:18px;line-height:25px;}.saboxplugin-wrap .saboxplugin-desc p,.saboxplugin-wrap .saboxplugin-desc{font-size:14px !important;line-height:21px !important;}.saboxplugin-wrap .saboxplugin-web{font-size:14px;}.saboxplugin-wrap .saboxplugin-socials a svg{width:18px;height:18px;}#bdp-ticker-1{border-color:#4dbc15;}#bdp-ticker-1 >.bdp-ticker-title{background:#4dbc15;}#bdp-ticker-1 >.bdp-ticker-title>span{border-left-color:#4dbc15;}#bdp-ticker-1 >ul>li>a:hover,#bdp-ticker-1>ul>li>a{color:#2096cd;}#bdp-ticker-1 > .bdp-ticker-title > .bdp-ticker-title-cnt{color:#fff;}