Knowing the types of car insurance coverage before you buy a new car or finalize your policy is crucial. Auto insurance offers a series of policies that are designed to help protect you if you’re in an accident or your auto is damaged. Some types of insurance coverage are required to ensure legal protection, while others offer optional but helpful coverage.
There are six main types of car insurance to choose from, and it’s really up to you to decide which company to go with.
- Auto liability coverage.
- Uninsured motorist coverage.
- Underinsured motorist coverage.
- Comprehensive coverage.
- Collision coverage.
- Personal injury protection.
To choose the best coverage, shop around, for example, through a quote comparison website american-reia.com.
Is Auto Insurance Mandatory in the US?
Auto insurance is mandatory to drive legally in the United States, but some types of coverage are optional. Understanding your state’s requirements and coverage can help you choose the right insurance plan.
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