California Insurance

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Dealing With Stalling Tactics: How to Handle Insurance Adjusters and Minimized Claims

Purchasing an insurance policy can make you feel safe and protected against various risks. And while you do not obtain a financial advantage in return for the premiums you pay, the moral benefits offset the risk expectation. But let’s be honest: insurance companies are in this business for money. That is why it is typical […]

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Cal-COBRA vs. Federal COBRA: Principal Differences and How Each Program Works in CA

Did you decide to leave your job but keep worrying about losing your group health plan? Getting another position sometimes means dealing with a short waiting period. The good news is that you can remain on your employer-provided coverage under COBRA. California residents get to use two types of continuation coverage: the federal version of […]

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Continuation Coverage Explained: Understanding the Duration of COBRA Coverage and Its Peculiarities

Fear of losing a job goes hand in hand with the fear of losing health coverage. But there is no need to worry — COBRA has got you covered. It is no secret that all former employees have to qualify for this continuation option. Even so, it remains an excellent alternative that can help you […]

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Extending Your Health Coverage: How to Get COBRA Health Insurance After Quitting Your Job

Getting fired can take you by surprise, but making a decision to quit implies having a plan in place.  It is no secret that both of these options require dealing with health insurance continuation. Without it, severe disease or a bad accident can cost you a pretty penny. And even a minor health issue is […]

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Five Ways for Small Businesses to Prepare for Disasters

Imagine all the blood, sweat, tears and money that are shed to start a small business. Now imagine that a disaster strikes and all that hard work goes up in flames, washes away in a flood or crumbles to the ground. Natural and man-made disasters will inevitably strike. The Federal Emergency Management Agency (FEMA) estimates […]

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Enrollment for health insurance is now open in California

Health insurance enrollment has been recently re-opened in the state of California. This time, the government is offering significantly lower premiums. The price is generally decreased by $1,000 and even more in specific cases. The state exchange typically provides access to insurance once a year. The Coronavirus relief package signed recently by President Biden made it […]

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Analysis of “Pay or Play”Initiatives

Prepared by: Beverley Brakeman – for C-E-O.net Over 61% of Americans get their health insurance from their employers. In CT, it is estimated that 2/3 of residents get their health insurance from their employers (OHCA 2004 Small Employer Health Insurance Survey, 2004). Additionally, the majority of the uninsured in CT today have at least one person […]

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The Intricacies of Health Protection in the US: Is It Legal to Not Have Health Insurance in 2021?

Health insurance supports policyholders and allows them to afford protection from health-related risks and various injuries.  When you purchase a healthcare plan, you expect to get the most out of it, especially if you have medical problems. That is why statistically, people with health issues tend to buy policies more often.  Does it mean that […]

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