Cosmetic Insurance: Definitions & Articles

What is Cosmetic Insurance?

Cosmetic insurance or cosmetic surgery insurance is coverage provided by insurance companies in case of plastic or cosmetic surgeries.Acting as a safety net in case of any problems that may occur during a cosmetic surgery procedure or results, this coverage is a good option if your current health insurance policy doesn’t cover cosmetical procedures.

What does Cosmetic Insurance cover?

Although cosmetic insurance is rarely sold separately from personal health plans it can be worth considering to save up costs on plastic or cosmetic surgeries. Some personal health insurance plans can cover cosmetic surgeries such as:

How much is Cosmetic Insurance?

The short answer for this difficult question is, “It depends”. Hence, upon picking a health insurance plan it is important to ensure that it provides coverage in case you need to undergo cosmetic or plastic surgery. The prices for the cosmetic insurance can be quite different depending on factors such as:

It is worth mentioning, that plastic and cosmetic surgeries are personalized for each individual patient. Therefore, it is vital to pick a personal insurance plan that has an individualized approach and consult your primary care physician or specialist that is covered by the majority of health plans before you consider undergoing plastic surgery.

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Undergoing A Rhinoplasty Surgery: Will Your Insurance Pay For A Deviated Septum?

The growing interest in functional and cosmetic rhinoplasty raises numerous insurance coverage questions. Most policyholders wonder whether their health insurance can pay for all the aspects of such a surgery. And it is only natural since nose reshaping keeps leading the list of the top surgical procedures in the United States. Before undergoing rhinoplasty surgery, […]

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Getting a Nose Job: Primary Reasons for Rhinoplasty, Coverage Requirements, and Limitations

Some aesthetic and medical surgeries can seem prohibitively expensive. That is why patients often rely on their insurance plans, hoping that they will not have to bear all the costs. Providers, however, hardly ever consider aesthetic reasons to be qualifying conditions for insurance coverage. Sadly, the same applies to such procedures as rhinoplasty. If you […]

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