Disability Insurance Articles

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Life Insurance: Types, Options & Meanings

Life insurance is an insurance product aimed at creating and safeguarding an estate that responds to the needs and demands of the insured. As a rule, the benefits are payable postmortem to the inheritors indicated in the policy. The insured can indicate close or distant relatives, dependents, or a business. Some categories have a savings […]

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How Does Disability Insurance Work

Most people will face a serious illness of some sort during their life. Some illnesses may be temporary and overcome with treatment, such as cancer that is treatable with radiation. Some conditions may be chronic and incurable, such as multiple sclerosis that affects the ability to perform daily living activities. Because the likelihood of having […]

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As an Employer Do You Know How to Manage an Employee Going on a Disability Claim?

If an employee is going off on disability due to mental illness, Carmen Bellows, a SunLife Health Consultant for Group Disability stated “to break down silos and forge relationships with everyone providing care is important to avoid confusion and progress in getting someone back to work”. As insurers, income replacement is important to minimize the […]

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How to Avoid Long Term Disability in your Workplace?

A recent article in Benefits Canada identifies 30% of all disability claims now relate to mental illness. If you are an employer in small business and do not have the resources internally to manage some of these difficult situations, you may need to find some outside help. Of course, the first step is to address […]

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Healthcare Explained: How Does Health Insurance Work in the US?

With a limited enrollment period, unintentionally choosing the wrong health insurance policy is highly probable, especially if you rush into it and forget to compare insurance plans. Picking the best insurance offer for yourself or your family can be tricky unless you learn all the peculiarities of available medical plans and identify the most suitable […]

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A Manual on How to Choose the Right Health Insurance Plan

While rising healthcare costs tend to be the primary reason for anyone to consider health insurance, it is not the only one. Today, medical emergencies are not uncommon, and aging is no longer the only deteriorative force at play. That is why possible financial implications require immediate actions, like identifying personal healthcare needs and looking […]

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