Florida Insurance

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Motorcycle & Scooter Insurances: Key Points

Motorcycle insurance is an insurance product meant to shield owners and their motor transport from unexpected losses and associated material risks. Different policies are intended to compensate for theft, damage to motor transport or other vehicles, and medical costs. Riders can purchase multiple add-ons to safeguard the motorbike accessories, ensure towing handling, and compensation for […]

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Understanding the Consequences of Drunk and Impaired Driving: The Difference Between DWI and DUI

The DUI and DWI terms tend to cause a lot of confusion. But it is only natural because federal laws offer no clear distinction between them. When looking up DUI, you may also find other criminal offense names like DWI, OVI, or OWI. In essence, they all are synonymous terms and refer to operating an […]

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Insurance Sliding: How Do You Know That You Haven’t Been Overcharged?

When it comes to illegal or deceptive practices in the insurance industry, it is not hard to identify them. Overcharging clients, making misleading statements, stalling, or minimizing claims — those are examples of unfair tactics. Naturally, federal law prohibits such fraudulent practices as sliding. For instance, the OIR in Florida issued a memorandum back in […]

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Extending Your Health Coverage: How to Get COBRA Health Insurance After Quitting Your Job

Getting fired can take you by surprise, but making a decision to quit implies having a plan in place.  It is no secret that both of these options require dealing with health insurance continuation. Without it, severe disease or a bad accident can cost you a pretty penny. And even a minor health issue is […]

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Dependent Coverage Explained: When It’s Time to Take Adult Kids Off Your Family Health Plan

Every parent is concerned about a child’s well-being and health. That is why it is common for parents to add their kids as dependents and provide them the much-needed security. But when the right time comes, grown-up kids have to be taken off their parent’s plan. So, when do adult kids age off their family […]

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Vehicle Written Off? 5 Best Practices to Dealing with Your Insurance Company

In most areas of South Florida, there are a few sure things we can all count on – death, taxes and driving on I-95. And with our gorgeous “winter” weather comes more dangerous driving hazards, in the form of tourists doubling the number of drivers. Combine one of America’s most dangerous driving corridors with drivers […]

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Understanding Florida Property Tax Exemption: How Does Homestead Exemption Work in Florida?

If you find yourself contemplating whether you should buy a Florida property, then the Florida homesteading law is the place to start.  It is a common practice for states to increase taxes and for individuals to look for a way to minimize their financial liabilities. Since taxes have a tendency to add up, especially in […]

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