Home to over 16 million people, Florida offers all existing types of insurance, including but not limited to:
Speaking of arguably the most important type of insurance – health insurance – about 12% of Floridians are uninsured, whereas the largest part of those insured is among employers.
Most of the time, the routine of choosing insurance coverage and the factors that you should pay attention to will vary depending on the type of insurance you need and the amount of coverage. For example, if you need individual health coverage – which may happen if you are self-employed or you have retired before age 65 – then you will have to navigate to HealthCare.gov to enroll (Florida uses the federal health marketplace).
Keep in mind, though, that in addition to premium, it’s worth taking into account out-of-pocket costs (copays, coinsurance, deductibles, etc.) when choosing your insurance coverage in Florida.
Here are some average monthly insurance premiums in Florida:
But then again, the actual figure may differ depending on the peculiarities of the insurance package.
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