Hi-Tech Insurance: Definitions & Articles

What Is Computer Insurance?

Designed to protect computers, laptops, and similar electronic devices, computer insurance provides reimbursement in cases of loss, theft, or damage. Computers might not be the most expensive property a person can have, but they could also be one of the most important pieces of property.

Although it is not always advertised as insurance, a computer warranty extension policy is definitely a popular option among computer owners.

What Does Computer Insurance Cover?

When it comes to computer damage coverage, many different warranty plans cover both PCs and laptops. That said, the deductible amount will determine if your laptop model or PC can be covered by a certain policy. You might need to pay a little extra in some cases, especially if you have a high-end laptop model or a workstation PC.

The standard coverage options that generally come with warranty extension plans are:

Even though it is not a standard option that comes with every warranty extension plan, some of the computer insurance plans can also cover issues such as loss of data.

How Much Is Computer Insurance?

Several factors determine the price of a warranty extension for computers and laptops. Since there are countless combinations of computer components even in similar laptop and PC models, it is safe to say that both the price and deductible can vary drastically from model to model. Depending on the laptop or computer model, the annual price for a warranty extension can fluctuate between $28 to $41. You will pay less for brand new computers when older devices can potentially break a bank as a rule of thumb.

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iPhone Insurance: What Does It Cover And Does It Make Sense?

Imagine a peaceful morning. You’re walking to the office, enjoying the fresh air and a light, refreshing drizzle foreshadowing a productive day. As calm as can be, you know nothing about the insidious cobblestone willing to knock you down. You’re about to enter the office building, suddenly slipping on one of the last wet cobbles. […]

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Mobile Phone Insurance Through Mobile Apps

Mobile phones aren’t getting cheaper – you may have to spend hundreds of dollars on replacing a screen or hardware unless you possess an adequate type and amount of mobile phone insurance. Moreover, you may even file a claim on the go if you have a mobile insurance app installed on your device. Insurance through […]

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Should You Buy Solar Panel Insurance?

Solar panel insurance is becoming increasingly popular as the industry continues to boom. Many homeowners across the country see the benefits of installing solar panels on their homes and businesses, but some risks come with this green energy source. If you’ve decided to install solar panels on your home or business, you should also consider […]

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Solar panel insurance: A guide on solar-related home insurance

Solar Panel Insurance: A Guide on Solar-related Home Insurance Installing solar panels can help you save money on electricity bills. Still, before drilling into your roof, you must learn about solar panels and solar panel insurance. With no further ado, let’s get started! Does Home Insurance Cover Rooftop Solar Panels? Rooftop solar panels are typically […]

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Credit Card Insurance: When Credit Card Debt Is No Longer A Threat

You use your credit card daily, but how much do you know about its built-in insurance options? Learn everything you should know about credit card insurance in this easygoing 10-minute read.

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A Brief Guide to Demystifying Computers Insurance

Insuring your gadgets is essential, especially if you’re constantly on the go. Laptops alone regularly disappear in coffee shops, airports, and public transport worldwide; that’s why many people opt-in for insurance instead. There are several ways to obtain insurance for computers. This guide will answer the most common insurance questions and help you discover how […]

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What Is Wrong With Cybersecurity Insurance?

Large-scale digitization opens up opportunities for businesses and, at the same time, increases the probability of cybercrimes. Cybersecurity has always been an issue for large enterprises. Today, it requires additional protection, especially with a continued intensification of this alarming trend.  2020 might have been a successful year for cyber-safety insurance, but the crisis that followed […]

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