Law Insurance

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COBRA Insurance: Extend the Group Plan When You Are Between Jobs

Employer’s Benefits: Extend Your Health Insurance Losing or leaving a job can be stressful, especially as the pandemic continues to affect unemployment rates in the United States. In April 2020, COVID-induced layoffs continued across the country, causing over 6 million citizens to look for coverage during the unemployment period. Career decisions often depend on the benefits employers […]

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Hiring an Attorney for an Insurance Claim: What Are the Odds of Positive Outcome?

Navigating an insurance policy can be challenging, especially if you incurred a major loss. It is no secret that policies can be confusing. And apart from that, insurance providers often exercise their right to deny claims. But what makes things worse is that some providers do that to maximize their profits. The outcome of such […]

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A Practical Guide to R&W Insurance: What Buyers and Sellers Need to Know About Its Role in M&A

The landscape of M&A has been dramatically transforming in times of the COVID-19 pandemic. Apart from the temporary market unpredictability, companies had to get used to the changing due diligence process and increase in litigation. But despite that, the reps and warranty insurance saw an increase in demand. Let’s take a closer look at the […]

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Understanding the Consequences of Drunk and Impaired Driving: The Difference Between DWI and DUI

The DUI and DWI terms tend to cause a lot of confusion. But it is only natural because federal laws offer no clear distinction between them. When looking up DUI, you may also find other criminal offense names like DWI, OVI, or OWI. In essence, they all are synonymous terms and refer to operating an […]

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Insurance Sliding: How Do You Know That You Haven’t Been Overcharged?

When it comes to illegal or deceptive practices in the insurance industry, it is not hard to identify them. Overcharging clients, making misleading statements, stalling, or minimizing claims — those are examples of unfair tactics. Naturally, federal law prohibits such fraudulent practices as sliding. For instance, the OIR in Florida issued a memorandum back in […]

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Dealing With Stalling Tactics: How to Handle Insurance Adjusters and Minimized Claims

Purchasing an insurance policy can make you feel safe and protected against various risks. And while you do not obtain a financial advantage in return for the premiums you pay, the moral benefits offset the risk expectation. But let’s be honest: insurance companies are in this business for money. That is why it is typical […]

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Cal-COBRA vs. Federal COBRA: Principal Differences and How Each Program Works in CA

Did you decide to leave your job but keep worrying about losing your group health plan? Getting another position sometimes means dealing with a short waiting period. The good news is that you can remain on your employer-provided coverage under COBRA. California residents get to use two types of continuation coverage: the federal version of […]

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Extending Your Health Coverage: How to Get COBRA Health Insurance After Quitting Your Job

Getting fired can take you by surprise, but making a decision to quit implies having a plan in place.  It is no secret that both of these options require dealing with health insurance continuation. Without it, severe disease or a bad accident can cost you a pretty penny. And even a minor health issue is […]

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The Intricacies of Health Protection in the US: Is It Legal to Not Have Health Insurance in 2021?

Health insurance supports policyholders and allows them to afford protection from health-related risks and various injuries.  When you purchase a healthcare plan, you expect to get the most out of it, especially if you have medical problems. That is why statistically, people with health issues tend to buy policies more often.  Does it mean that […]

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