Liability Insurance

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What is EPLI & Who Needs It?

Employment practices liability insurance by definition protects the employers and companies from potential losses and expenses in a case when an employee or a third party sues you for work-related incidents such as accidents, illness, or death.

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What is a Snowmobile Insurance? Find Out More About Liability & Comprehensive Coverage

For some drivers, it is an occasional chance to enjoy riding a recreational vehicle. For others, it is a lifestyle. But regardless of the proficiency level, any rider needs additional reassurance that his sled is protected against a sudden threat or accident. The latter can entail numerous risks like bodily harm, crash, repairs, or property […]

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Renters Insurance: How it Shield From Abrupt Liability Claims

Renters insurance is a policy tailored to shield renters from abrupt liability claims and ensure policy-specific risk and loss absorption. It is typically classified into four categories: individual items, liability coverage, extra accommodation costs, and medical bills of other people. The policies can be used to safeguard any living space like a mobile home or […]

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Motorcycle & Scooter Insurances: Key Points

Motorcycle insurance is an insurance product meant to shield owners and their motor transport from unexpected losses and associated material risks. Different policies are intended to compensate for theft, damage to motor transport or other vehicles, and medical costs. Riders can purchase multiple add-ons to safeguard the motorbike accessories, ensure towing handling, and compensation for […]

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Boat Insurance: Definition & Types

Boat insurance is an insurance product intended to safeguard the vessel and its commuters from accidents and other unexpected events. The policies may differ depending on the specific power limit and the class of boat. Most of them guarantee year-round coverage and typically shield the craft from acts of vandalism, theft, fire, and storm throughout […]

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A Practical Guide to R&W Insurance: What Buyers and Sellers Need to Know About Its Role in M&A

The landscape of M&A has been dramatically transforming in times of the COVID-19 pandemic. Apart from the temporary market unpredictability, companies had to get used to the changing due diligence process and increase in litigation. But despite that, the reps and warranty insurance saw an increase in demand. Let’s take a closer look at the […]

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Airbnb Hosting and Renting 101: A Short Guide to Home-Sharing Insurance

Short-term rentals, otherwise known as vacation or short-stay rentals, have been gaining immense popularity for quite a while now. Around the same time, such services as Airbnb started capturing the headlines. For most Americans, renting out their personal property, spare rooms, or vacation homes is not a foreign concept. However, short-term renting and hosting is […]

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Dealing With Stalling Tactics: How to Handle Insurance Adjusters and Minimized Claims

Purchasing an insurance policy can make you feel safe and protected against various risks. And while you do not obtain a financial advantage in return for the premiums you pay, the moral benefits offset the risk expectation. But let’s be honest: insurance companies are in this business for money. That is why it is typical […]

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Cal-COBRA vs. Federal COBRA: Principal Differences and How Each Program Works in CA

Did you decide to leave your job but keep worrying about losing your group health plan? Getting another position sometimes means dealing with a short waiting period. The good news is that you can remain on your employer-provided coverage under COBRA. California residents get to use two types of continuation coverage: the federal version of […]

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Personal Watercraft Insurance 101: Everything You Need to Know About Safeguarding Your PWC

There is nothing like a cool sea spray on a hot summer day while you are cutting through waves on your favorite jet ski. It’s at times like this when you immerse yourself in a relaxing atmosphere of gliding across the water. And it makes you turn a blind eye to all the related threats. […]

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