U.S. Insurance

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COBRA Insurance: Extend the Group Plan When You Are Between Jobs

Employer’s Benefits: Extend Your Health Insurance Losing or leaving a job can be stressful, especially as the pandemic continues to affect unemployment rates in the United States. In April 2020, COVID-induced layoffs continued across the country, causing over 6 million citizens to look for coverage during the unemployment period. Career decisions often depend on the benefits employers […]

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Undergoing a Rhinoplasty Surgery: Will Your Insurance Pay for a Deviated Septum?

The growing interest in functional and cosmetic rhinoplasty raises numerous insurance coverage questions. Most policyholders wonder whether their health insurance can pay for all the aspects of such a surgery. And it is only natural since nose reshaping keeps leading the list of the top surgical procedures in the United States. Before deciding to undergo […]

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Dealing With Stalling Tactics: How to Handle Insurance Adjusters and Minimized Claims

Purchasing an insurance policy can make you feel safe and protected against various risks. And while you do not obtain a financial advantage in return for the premiums you pay, the moral benefits offset the risk expectation. But let’s be honest: insurance companies are in this business for money. That is why it is typical […]

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Cal-COBRA vs. Federal COBRA: Principal Differences and How Each Program Works in CA

Did you decide to leave your job but keep worrying about losing your group health plan? Getting another position sometimes means dealing with a short waiting period. The good news is that you can remain on your employer-provided coverage under COBRA. California residents get to use two types of continuation coverage: the federal version of […]

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Continuation Coverage Explained: Understanding the Duration of COBRA Coverage and Its Peculiarities

Fear of losing a job goes hand in hand with the fear of losing health coverage. But there is no need to worry — COBRA has got you covered. It is no secret that all former employees have to qualify for this continuation option. Even so, it remains an excellent alternative that can help you […]

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Extending Your Health Coverage: How to Get COBRA Health Insurance After Quitting Your Job

Getting fired can take you by surprise, but making a decision to quit implies having a plan in place.  It is no secret that both of these options require dealing with health insurance continuation. Without it, severe disease or a bad accident can cost you a pretty penny. And even a minor health issue is […]

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Getting a Nose Job: Primary Reasons for Rhinoplasty, Coverage Requirements, and Limitations

Some aesthetic and medical surgeries can seem prohibitively expensive. That is why patients often rely on their insurance plans, hoping that they will not have to bear all the costs. Providers, however, hardly ever consider aesthetic reasons to be qualifying conditions for insurance coverage. Sadly, the same applies to such procedures as rhinoplasty. If you […]

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Five Ways for Small Businesses to Prepare for Disasters

Imagine all the blood, sweat, tears and money that are shed to start a small business. Now imagine that a disaster strikes and all that hard work goes up in flames, washes away in a flood or crumbles to the ground. Natural and man-made disasters will inevitably strike. The Federal Emergency Management Agency (FEMA) estimates […]

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Enrollment for health insurance is now open in California

Health insurance enrollment has been recently re-opened in the state of California. This time, the government is offering significantly lower premiums. The price is generally decreased by $1,000 and even more in specific cases. The state exchange typically provides access to insurance once a year. The Coronavirus relief package signed recently by President Biden made it […]

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Analysis of “Pay or Play”Initiatives

Prepared by: Beverley Brakeman – for C-E-O.net Over 61% of Americans get their health insurance from their employers. In CT, it is estimated that 2/3 of residents get their health insurance from their employers (OHCA 2004 Small Employer Health Insurance Survey, 2004). Additionally, the majority of the uninsured in CT today have at least one person […]

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